Montreal Retirement and Pensions
The Canada Pension Plan (CPP), Old Age Security (OAS) and other Canadian government retirement, survivor and disability pensions.
Stay current on one of Canada's best tax breaks - registered retirement savings plans or RRSPs. Deadline's to make RRSP contributions eligible for deductions on your income tax is midnight March 2, 2009.
Ways to find out the amount of RRSP contributions you are allowed to deduct for your income taxes.
1) Check Last Year's Income Tax Notice of Assessment
Your RRSP deduction limit can be found in the RRSP Deduction Limit Statement on your latest Notice of Assessment or Notice of Reassessment.
2) Call the Tax Information Phone Service (TIPS)
Call Canada Customs and Revenue Agency TIPS at 1-800-267-6999. The service is available from the middle of September to April 30.
You will be asked for your Social Insurance Number, your month and year of birth, and the total income you reported on line 150 of your income tax return for the previous year.
3) Use the Quick Access Service
You can use the Canada Revenue Agency Quick Access service online to find out the limit of your RRSP contributions allowed for your income taxes.
4) Use the My Account Service
You can also use the Canada Revenue Agency My Account service online to find out the limit of your RRSP contributions allowed for your income taxes.
Canada's Old Age Security pension is a monthly payment available to most Canadians 65 or older. You must apply to receive benefits.
Here's How: At least six months before you turn 65, pick up an application kit at a Service Canada office or download the kit in PDF. You can also call 1-800-277-9914 toll-free for an application kit.
Montreal Canada's retirement income system has three levels:
Old Age Security ( OAS)
the Canada Pension Plan (CPP)
and private pensions and savings. CPP was established in 1966, providing basic benefits when a contributor to the Plan becomes disabled or retires. At the contributor's death, the Plan provides benefits to his or her survivors.
CPP retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. The pension is designed to replace about 25 percent of the earnings on which a person's contributions were based. You qualify for a CPP retirement pension if you have made at least one valid contribution (payment) to the Plan and if:you are at least 65
or you are between 60 and 64, and meet the earning requirements set out in the legislation. Your retirement pension does not start automatically. You must apply for it (unless you already receive a CPP disability benefit and turn 65, at which point your disability benefit automatically changes to a retirement pension).
If you are between 60 and 64, you may qualify for retirement pension by doing the following...Stop working - This means that you are not working by the end of the month before the CPP retirement pension begins and during the month in which it begins. For example, if you want your pension to begin in April, you have to stop working by the end of March and you cannot work during the month of April.
or
Your income is less than a specified amount - Meaning you earn less than the current monthly maximum CPP retirement pension payment in the month before your pension begins and in the month it begins. For example, if you want your pension to begin in April 2010, you need to earn less than X amount of dollars in both March and April. Once you start receiving your CPP pension, you can work as much as you want without affecting your pension amount, but you cannot contribute to the CPP on any future earnings from employment.
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Montreal Retirement Planning Companies
Aines Hebergement - 514-644-8314
400 St Jacques , Montreal , QC H2Y1S1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Annemadoo Inc - 514-489-7612
4943, avenue Bessborough , Montreal , QC H4V2S2
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Appartements Du Square Angus Inc (Les) - 514-523-1160
3200 Omer-Lavallee , Montreal , QC
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Appartements Du Square Angus (Les) - 514-523-1160
3200 Omer-Lavallee , Montreal , QC
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Armee du Salut - 514-481-5638
Residence Montclair - Personne Agee
4413, avenue Montclair , Montreal , QC H4B2J4
Investing Guide Category : Retirement Communities & Homes
www.salvationarmy.ca
Retirement, RRSP, OAS, CPP
Aylwin Residence - 514-527-7708
2151, rue Aylwin , Montreal , QC H1W3C4
UN CHEZ-SOI PAISIBLE ET SUR SOINS PERSONNALISeS COURT ET LONG SeJOURS
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Batei Avos-Maison Paternelle - 514-733-5388
1904, avenue Van Horne , Montreal , QC H3S1N7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Beit Chai Seniors Residence - 514-738-6111
5065, avenue Van Horne , Montreal , QC H3W1J5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Beth Reim Kosher Seniors - 514-735-9002
4777, avenue Lacombe , Montreal , QC H3W1R4
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Caldwell Residences - 514-737-7774
5750, rue Lemieux , Montreal , QC H3W3G1
Investing Guide Category : Retirement Communities & Homes
caldwellresidence@qc.aira.com
Retirement, RRSP, OAS, CPP
Caldwell Residences - 514-731-7000
Harry Bronfman Square 1
5725, avenue de Westbury , Montreal , QC H3W3E6
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Caldwell Residences - 514-737-7569
Pollack Residence
5757, rue Lemieux , Montreal , QC H3W3H1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Carrefour Hôc-Môn - 514-908-5444
1300, boulevard Rosemont , Montreal , QC H2G1S1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Castel Royal - 514-487-5664
5740 Bd Cavendish cote-St-Luc , Montreal , QC
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Centre Financier Carrefour - 514-396-2288
926 St Maurice , Montreal , QC H3C1L7
Investing Guide Category : Retirement Planning Consultants
carrefour@qc.aira.com
Retirement, RRSP, OAS, CPP
Centre Notre Dame des Anges - 514-331-0076
5455 Gouin O , Montreal , QC H4J1C7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Centre Yee-Kang Pour Les Personnes Agees - 514-875-8988
1075, rue de Bullion , Montreal , QC H2X0A1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Chateau Rosemont - 514-272-9356
1970, boulevard Rosemont , Montreal , QC H2G1S8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Chateau Vincent-d'Indy - 514-739-1707
60 Ave Willowdale Outremont , Montreal , QC
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Chateau Vincent-D'indy - 514-739-1707
60 Ave Willowdale , Montreal , QC
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Chez Soi-Notre Dame De Grace - 514-488-6985
3825, boulevard Cavendish , Montreal , QC H4B2N4
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Cite Des Retraites NDF Inc - 514-254-3551
6555, rue de Pontoise , Montreal , QC H1T3S9
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Dompierre Denis CGA - 514-816-0651
1340, boulevard Saint-Joseph Est , Montreal , QC H2J1M3
Keyword : retirement
Investing Guide Category : Accountants-Certified General
www.ddcga.ca
Retirement, RRSP, OAS, CPP
Elogia S E C - 514-259-1234
5440, rue Sherbrooke Est , Montreal , QC H1V1A1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Fairway Management Corporation Ltd - 514-487-8282
Westmount One - Sale
4800 ch de la cote St Luc , Montreal , QC
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Fondation Habitation Marcel-Roy - 514-321-9328
7130, rue Marie-Victorin , Montreal , QC H1G2J5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Fonds de Solidarite F T Q - 514-383-3663
Service aux actionnaires
8717, rue Berri , Montreal , QC H2M2T9
www.fondsftq.com Le REER du Fonds Plus d’economies d’impôt, plus de bon
temps
Investing Guide Category : Registered Retirement Savings Plan, Retirement Income Funds
www.fondsftq.com
Retirement, RRSP, OAS, CPP
Foyer Hongrois - 514-934-1777
2580 St Jacques , Montreal , QC H3J2M8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Fulford Residence - 514-933-7975
1221, rue Guy , Montreal , QC H3H2K8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Gravel Germaine - 514-389-2531
6294, rue Saint-Denis , Montreal , QC H2S2R7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
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